Pensions for Public Servants

Learn how public sector pensions work in the UK, including contribution rates, retirement benefits, and how much you could receive in retirement.

Public sector pensions provide secure, inflation-linked retirement benefits for government employees, including teachers, NHS staff, police officers, firefighters, and civil servants. These pensions are typically Defined Benefit (DB) schemes, offering a guaranteed income for life based on salary and years of service. Depending on your profession, you may be part of schemes like the NHS Pension, Teachers’ Pension, or Local Government Pension Scheme (LGPS). Find out how public service pensions work, how much you need to contribute, and when you can retire.